Job Description
Full details about the role and requirements
Yukerja Summary
The Business Development Manager – Vehicle Financing role at Lalco Trading Pte Ltd is curated from JobStreet (category Marketing & Penjualan). Note the work location (Badung, Bali) before applying. Yukerja.com is not the employer — applications are handled on the official source site.
Business Development Manager – Vehicle Financing
Company: Lao ASEAN Leasing Public Company (LALCO)
Location: Singapore
Employment Type: Full-Time
About Us
Lao ASEAN Leasing Public Company (LALCO) is a publicly listed company and the largest leasing company in Laos, providing financing solutions to corporates and individuals for automobiles, heavy equipment, and other assets. With over 600 employees across its headquarters in Vientiane and branches nationwide, LALCO continues to expand its financing portfolio across the region..
Role Overview
We are seeking an experienced professional with a strong background in the financing industry, particularly in car collateral financing and vehicle leasing. The ideal candidate will bring hands-on experience in structuring, managing, and growing a vehicle financing portfolio, with a solid understanding of credit risk assessment, loan structuring, and collateral management.
Key Responsibilities
Develop and manage the car collateral financing portfolio, including loan origination, structuring, and disbursement
Conduct credit assessments, risk evaluations, and due diligence on borrowers and collateral (vehicles)
Establish and manage relationships with car dealerships, auto partners, and corporate clients to drive business growth
Design and implement financing products, pricing strategies, and repayment structures for vehicle loans
Monitor loan performance, manage delinquencies, and implement collection strategies where necessary
Ensure compliance with regulatory requirements and internal credit policies
Prepare and present portfolio performance reports, risk analysis, and business development updates to senior management
Evaluate and appraise vehicle collateral to determine appropriate loan-to-value ratios
Develop and maintain standard operating procedures for vehicle financing operations
Collaborate with legal, operations, and finance teams on documentation, disbursement, and recovery processes
Identify market opportunities and contribute to the strategic growth of the financing business
Requirements
Bachelor's degree in Finance, Business Administration, Economics, or a related field
Minimum 5 years of experience in the financing/lending industry, with proven experience in car collateral financing or vehicle leasing
Strong knowledge of credit risk assessment, loan structuring, and collateral valuation for vehicles
Experience in managing relationships with car dealerships and auto industry partners
Solid understanding of KYC/AML procedures and regulatory compliance in the financing sector
Proficiency in financial analysis, reporting, and portfolio management
Strong negotiation, communication, and stakeholder management skills
Ability to work independently and drive business results in a fast-paced environment
Experience in the Southeast Asian market is an added advantage
Preferred Qualifications
Prior experience working with a leasing company, bank, or financial institution specialising in vehicle financing
Knowledge of vehicle valuation methods and depreciation models
Familiarity with loan management systems and CRM tools
Understanding of debt recovery and repossession procedures
What We Offer
Competitive salary and benefits package
Opportunity to be part of a growing and established financial institution
Career growth and professional development
Dynamic and collaborative work environment
Interested candidates are invited to submit their resume along with expected salary and earliest availability.