Microfinance Officer

Position Summary: 

The Microfinance Officer plays a key role in implementing GNSDMI’s mission to promote  community economic empowerment and sustainable livelihoods. The position is responsible for  organizing and supporting community-based financial groups, facilitating inclusive access to  microcredit, and strengthening the financial capacity of women, youth, and  microentrepreneurs through training, loans, and cooperative development in collaboration  with Good Neighbors International Philippines (GNIP). 

Key Responsibilities: 

Community Mobilization and Group Development 

1. Organize and strengthen community-based financial groups such as Savings and Credit  Groups (SCGs), Income Generation Groups (IGGs), and local cooperatives within GNIP’s  Community Development Projects (CDPs). 

2. Conduct regular group meetings and development sessions to promote responsible  financial practices, mutual accountability, and group solidarity. 

3. Monitor group performance, savings behavior, and repayment trends to ensure  sustainability. 

Loan Facilitation and Portfolio Management 

4. Conduct borrower profiling, credit investigation, and validation for individual loan  applicants, SCGs, IGGs, and cooperatives. 

5. Assist loan applicants in preparing required documentation, including business  proposals, household income and expense sheets, and feasibility studies. 6. Facilitate the signing of loan agreements and the disbursement of loans, ensuring all  terms are clearly understood and documented. 

7. Ensure timely collection of loan repayments as per agreed terms, and implement follow up measures as needed. 

Financial Reporting and Documentation 

8. Submit accurate and timely reports including: 

o Monthly collection reports 

o IG Monthly Operational Reports (IG MOR) 

o Loan repayment (LR) summaries 

o Program and collection updates via Web Program system 

9. Consolidate and review all loan-related documents to ensure compliance and audit readiness.

Program Implementation and Capacity Building 

10. Lead or support the implementation of livelihood, cooperative, and microenterprise  development projects under GNIP’s social economy framework. 

11. Provide capacity-building sessions on financial literacy, entrepreneurship, and basic  business planning to borrowers and community members. 

12. Stay informed about local market conditions and business opportunities and share  insights to enhance program effectiveness. 

Partnership and Coordination 

13. Build and maintain partnerships with local government units, training institutions, and  private sector actors relevant to microfinance, financial inclusion, and small business  development. 

14. Coordinate closely with Field Managers and CDP teams to align with broader community  development efforts. 

15. Actively participate in strategic planning and feedback sessions with the MFI Division  and Head Office. 

Other Responsibilities 

16. Represent GNSDMI in community and partner engagements as needed. 17. Perform other duties as assigned by the Microfinance Manager, Economic Development  Division Manager, or GNIP Country Director / GNSDMI President.

?Qualifications:

? Bachelor’s Degree in Cooperatives, Cooperative Management, Entrepreneurship, Marketing

or Microfinance (preferred but not required)

? Relevant experience in the same field is highly desirable.

? Work experience in an International NGO is an advantage.

? Strong discipline in loan processing, collection of payment and savings mobilization.

? Knowledgeable in group formation and community organizing.

? Able to conduct simple training for group strengthening.

? Leadership skills for staff management and community mobilization.

? Basic math and analytical skills to understand the story behind the numbers.

? Basic office management skill.

? Conduct of basic group operation and financial audit