Risk Management Lead

About the role

We are seeking a highly capable Risk Management Lead to oversee the local risk control function of our fintech business in Indonesia. This role requires a balance of analytical skill, local market awareness, and strong cross-cultural communication.

What you'll be doing

Data and Analytical Capability:

• Utilize basic Python, SQL and data analysis skills to extract and interpret operational and credit performance data.

• Understand fundamental consumer lending and credit risk concepts such as approval rate, credit limit, credit line management, and A/B testing in credit policy.

• Collaborate with the risk strategy consultant team on policy optimization, segmentation, and data-driven decision-making.

Communication and Coordination:

• Act as the primary point of contact between the local Indonesia team and the risk strategy consultant team.

• Ensure smooth, timely, and accurate communication of all risk-related matters, including market events, regulatory updates, and operational incidents.

• When significant local events occur (e.g., public demonstrations or major economic shifts), promptly inform the risk strategy consultant team to support timely strategic adjustments.

• Coordinate with risk strategy consultant team in preparing high-quality reports, materials, and documentation for regulators, partners, or investors.

Regulatory & External Stakeholder Awareness:

• Closely monitor and interpret updates from local regulators (e.g., OJK, AFPI) and funding partners.

• Summarize and communicate regulatory announcements accurately, ensuring that relevant teams understand and comply with requirements.

• Proactively work with risk strategy consultant team to ensure timely, compliant, and professional submission of required materials.
  

What we're looking for

1. Bachelor’s degree in Finance, Economics, Statistics, or related field.

2. Minimum 3-5 years' experience in a risk management, credit analysis, or compliance role within the fintech operations, P2P or related business processes is preferred

3. Basic proficiency in Python, SQL and data interpretation.

4. Familiarity with consumer lending, credit scoring, and fintech industry practices.

5. Excellent communication and coordination skills, with sensitivity to local context and cultural nuances.

6. Bilingual in English and Bahasa Indonesia; Mandarin proficiency is a plus.

What we offer
At our company, we are committed to providing our employees with a fulfilling and rewarding work experience. In addition to a competitive salary, we offer a range of benefits including:

1. Comprehensive health insurance and wellness programs

2. Professional development opportunities

3. A dynamic and innovative work environment

If you're excited by the prospect of joining a fast-paced fintech company and making a real impact, we encourage you to apply now!