Credit Fleet Analyst

Job Description:

• Analyze credit applications for corporate, SME (UMKM), fleet, and fleet-category personal customers to assess financing eligibility.

• Conduct independent credit assessments in accordance with company credit policies and procedures.

• Review customer financial information, business profiles, and supporting documents to ensure accurate credit decisions.

• Approve or recommend credit applications through the credit system while maintaining compliance with internal guidelines.

• Ensure credit approval turnaround time (TAT) is achieved and maintain high-quality booking standards.

• Identify potential credit risks and provide recommendations to support sound lending decisions.

• Collaborate with related stakeholders to ensure a smooth and efficient credit approval process.

Qualifications:

• Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.

• Minimum 1 year of experience in Credit Analysis, Credit Risk, Underwriting, or a related role, preferably in the multifinance industry.

• Experience in analyzing financing applications for Corporate, Fleet, Heavy Equipment, machinery, medical equipment, or other commercial/business financing products is highly preferred.

• Good understanding of multifinance business processes, credit analysis, and commercial financing risk management.

• Familiar with financial statement analysis, cash flow analysis, and credit risk assessment.

• Strong analytical thinking and decision-making skills.

• Proficient in Microsoft Office, especially Microsoft Excel, Word, PowerPoint, and Outlook.

• Detail-oriented, able to work under pressure, and committed to achieving service level and turnaround time (TAT) targets.

• Willing to be placed at Sunter, North Jakarta.