Legal and Compliance Officer

A. Legal Management

Corporate Legal

• Draft, review, negotiate, and manage all legal agreements and contracts.
• Review partnership agreements, vendor agreements, technology agreements, and commercial contracts.
• Ensure legal protection of company interests in all contractual arrangements.
• Maintain company legal documents and corporate records.
• Manage legal documentation related to licensing and regulatory requirements.
• Coordinate legal matters related to shareholders, Board of Directors, and corporate governance.
• Provide legal opinions and recommendations to management.
• Monitor legal developments impacting crypto, fintech, and digital asset industries.
• Review new business initiatives from a legal perspective.
• Support strategic projects, investments, and partnerships.

Regulatory Legal Review

• Review all products, services, marketing materials, and business initiatives to ensure compliance with applicable regulations.
• Provide legal assessment regarding new crypto products and features.
• Review terms and conditions, privacy policies, risk disclosures, and customer agreements.
• Ensure legal documentation complies with OJK requirements.
• Review outsourcing agreements and third-party service provider arrangements.
• Conduct legal due diligence on strategic business partners.

Legal Dispute Management

• Handle legal disputes, complaints, and claims involving the company.
• Coordinate with external legal counsel and regulators.
• Support litigation and dispute resolution processes.
• Manage legal risk mitigation plans.
• Monitor potential legal exposure and emerging legal risks.
• Maintain legal case records and documentation.

B. Compliance Management

Regulatory Compliance

• Ensure compliance with OJK regulations and digital financial asset regulations.
• Monitor implementation of POJK and applicable regulatory requirements.
• Develop compliance monitoring programs across all departments.
• Conduct compliance assessments and reviews.
• Coordinate regulatory reporting submissions.
• Maintain regulatory compliance registers.
• Monitor changes in laws and regulations impacting the company.
• Ensure timely implementation of new regulatory requirements.
• Coordinate communication with regulators.
• Support regulatory inspections and examinations.

Governance & Internal Compliance

• Develop and maintain company policies and procedures.
• Ensure policies align with OJK governance requirements.
• Monitor implementation of internal controls.
• Promote compliance culture throughout the organization.
• Conduct periodic compliance testing and monitoring.
• Monitor policy violations and recommend corrective actions.
• Establish compliance awareness programs.
• Ensure proper documentation and record retention.

Consumer Protection Compliance

• Ensure compliance with consumer protection regulations.
• Review customer complaints handling procedures.
• Monitor complaint resolution effectiveness.
• Ensure customer communication complies with regulatory standards.
• Review disclosures and transparency requirements.
• Monitor customer protection risks.
• Coordinate consumer protection reporting.

C. AML, CFT & Sanctions Compliance

Anti-Money Laundering (AML)

• Develop and maintain AML/CFT policies and procedures.
• Ensure compliance with AML regulations and risk-based approaches.
• Monitor AML controls implementation.
• Conduct AML compliance reviews and testing.
• Oversee suspicious transaction monitoring processes.
• Coordinate suspicious transaction reporting.
• Support customer due diligence and enhanced due diligence processes.
• Monitor AML regulatory developments.
• Coordinate AML audits and examinations.

Sanctions & Screening

• Ensure customer screening processes comply with applicable requirements.
• Oversee sanctions screening activities.
• Monitor PEP and adverse media screening controls.
• Review escalated screening alerts.
• Ensure sanctions compliance procedures remain effective.

D. Risk & Compliance Monitoring

• Identify legal, regulatory, and compliance risks.
• Conduct compliance risk assessments.
• Develop risk mitigation plans.
• Monitor key compliance indicators and risk metrics.
• Maintain compliance dashboards and reporting.
• Support enterprise risk management initiatives.
• Escalate significant compliance risks to management.
• Recommend corrective and preventive actions.
• Monitor remediation progress.

E. Regulatory Affairs

• Serve as primary liaison with OJK regarding legal and compliance matters.
• Coordinate responses to regulatory inquiries.
• Support licensing and registration requirements.
• Manage regulatory submissions and approvals.
• Monitor compliance obligations under company licenses.
• Coordinate regulator meetings and inspections.
• Ensure timely submission of required reports.
• Maintain strong relationships with regulatory stakeholders.

F. Internal Audit & Governance Support

• Support Internal Audit and external audit activities.
• Monitor closure of audit findings.
• Track corrective action implementation.
• Coordinate compliance reviews with Internal Audit.
• Support governance committee activities.
• Prepare compliance reports for management and Board of Directors.
• Monitor governance effectiveness and regulatory readiness.