Group AML & Compliance Manager

Job Summary

CityPay.io
is looking for a Senior Group AML & Compliance Manager to lead and enhance our AML/CTF compliance framework across multiple jurisdictions. This role owns the Group-level AML governance, ensures effective implementation of policies and controls, oversees key compliance operations (CDD/EDD, monitoring, investigations), and drives regulatory readiness in a fast-paced crypto/fintech environment.

Reporting line: Reports to the VP and partners closely with Legal, Risk, Product/Tech, Operations, and country teams.

Key Responsibilities

Group AML/CTF Governance & Program Ownership:

- Own and continuously improve the Group AML/CTF program, ensuring alignment with applicable laws, regulations, and internal standards across jurisdictions.
- Develop and maintain Group policies, procedures, risk assessments, and control frameworks (including clear documentation and audit trails).
- Define and track AML/compliance KPIs and management reporting for leadership.

CDD/EDD Oversight & Customer Risk Management:

- Oversee and quality-review customer onboarding and ongoing due diligence processes (CDD/EDD) for retail and institutional clients.
- Set standards for risk rating, decision-making, escalations, and approvals, ensuring consistency across countries and teams.
- Drive improvements in KYC data quality, evidence requirements, and file completeness.

Transaction Monitoring & Investigations:

- Oversee transaction monitoring effectiveness (typologies, rules/thresholds, alerts quality), and ensure proper case management and escalation.
- Lead or supervise investigations of unusual or suspicious activity and support the preparation/review of STRs/SARs and related documentation where applicable.
- Ensure strong record-keeping and defensible decisioning for audit/regulatory review.

Screening, Sanctions & Regulatory Intelligence:

- Oversee sanctions/PEP/adverse media screening processes, escalation logic, and documentation standards.
- Monitor global and local regulatory developments impacting crypto asset compliance and translate them into actionable controls, procedures, and operational requirements.
- Provide guidance to stakeholders on emerging compliance risks and regulatory expectations.

Audits, Regulatory Requests & Control Testing:

- Lead readiness for internal/external audits and regulatory requests by preparing evidence packs, responses, and remediation plans.
- Identify control gaps, design remediation actions, and drive implementation across teams and jurisdictions.
- Coordinate with external advisors and vendors (screening providers, consultants, auditors) when needed.

Product/Tech Partnership & Tooling Improvements:

- Work closely with Product and Engineering on AML tooling and workflow improvements (KYC, screening, monitoring, reporting, analytics, data quality).
- Define compliance requirements for automation and reporting, and support implementation/testing.

Training & Compliance Culture:

- Deliver and improve compliance training and awareness programs.
- Promote a strong compliance culture and act as a trusted advisor to business stakeholders.


Requirements:

- Bachelor’s degree in Law, Finance, Business, International Relations, or a related field (Master’s is a plus).
- 7+ years of AML/Compliance experience in crypto/fintech, payments, banking, or other regulated financial services.
- Strong knowledge of AML/CTF principles and international standards (e.g., FATF, EU AML frameworks), and a solid understanding of risk-based compliance programs.
- Proven experience owning or significantly improving AML policies, procedures, controls, and governance in a regulated environment.
- Hands-on understanding of CDD/EDD, transaction monitoring, investigations, sanctions/PEP screening, and STR/SAR processes (as applicable).
- Strong analytical skills, excellent judgment, and ability to work with sensitive/confidential data.
- Excellent stakeholder management and communication skills; ability to write clear policies and executive-ready summaries.
- Comfortable working cross-functionally with Legal/Risk/Operations and Product/Tech teams.
- Fluency in English is required; other languages (e.g., Russian) are a plus.

Preferred Qualifications:
- CAMS or equivalent certification.
- Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic).
- Experience in multi-jurisdiction operations and supporting regulatory exams/audits.

What We Offer
- A high-impact, Group-level role shaping AML/compliance in a fast-growing crypto/fintech ecosystem.
- Direct exposure to leadership and cross-country operations.
- A dynamic, collaborative environment with strong growth opportunities.
- Competitive salary and benefits package.

Originally posted on Himalayas