Credit Analyst

BPR Kirana Indonesia is looking for a talent to fill the role of Credit Analyst - Productive Loan

As Credit Analyst you will:

1. Conduct comprehensive financial analysis to assess the creditworthiness of clients, including but not limited to financial statements, cash flow projections, and industry trends.
2. Evaluate credit applications and prepare detailed credit proposals outlining the key findings and recommendations.
3. Perform risk assessments and identify potential credit issues or concerns, proposing appropriate risk mitigation strategies.
4. Monitor the credit portfolio, identify trends, and provide regular updates to senior management on credit performance.
5. Collaborate with internal stakeholders, including relationship managers and underwriters, to gather necessary information and ensure timely processing of credit requests.
6. Stay abreast of industry developments, regulatory requirements, and best practices in credit risk management.

Job requirement:

1. Bachelor's degree in Finance, Accounting, Economics, or a related field.
2. Previous experience in credit analysis or financial analysis preferred in SME/Commercial Lending
3. Strong understanding of financial statements, accounting principles, and credit risk assessment techniques.
4. Proficiency in financial modeling and data analysis tools such as Excel, or similar software.
5. Excellent communication and interpersonal skill
6. Ability to work independently and collaboratively in a fast-paced environment.