Job Description
Full details about the role and requirements
Yukerja Summary
The Credit Fleet Analyst role at WOM Finance is curated from JobStreet (category Teknologi & IT). Note the work location (Jakarta) before applying. Yukerja.com is not the employer — applications are handled on the official source site.
Job Description:
Analyze credit applications for corporate, SME (UMKM), fleet, and fleet-category personal customers to assess financing eligibility.
Conduct independent credit assessments in accordance with company credit policies and procedures.
Review customer financial information, business profiles, and supporting documents to ensure accurate credit decisions.
Approve or recommend credit applications through the credit system while maintaining compliance with internal guidelines.
Ensure credit approval turnaround time (TAT) is achieved and maintain high-quality booking standards.
Identify potential credit risks and provide recommendations to support sound lending decisions.
Collaborate with related stakeholders to ensure a smooth and efficient credit approval process.
Qualifications:
Bachelor's degree in Finance, Accounting, Management, Economics, or a related field.
Minimum 1 year of experience in Credit Analysis, Credit Risk, Underwriting, or a related role, preferably in the multifinance industry.
Experience in analyzing financing applications for Corporate, Fleet, Heavy Equipment, machinery, medical equipment, or other commercial/business financing products is highly preferred.
Good understanding of multifinance business processes, credit analysis, and commercial financing risk management.
Familiar with financial statement analysis, cash flow analysis, and credit risk assessment.
Strong analytical thinking and decision-making skills.
Proficient in Microsoft Office, especially Microsoft Excel, Word, PowerPoint, and Outlook.
Detail-oriented, able to work under pressure, and committed to achieving service level and turnaround time (TAT) targets.
Willing to be placed at Sunter, North Jakarta.