Job Description
Full details about the role and requirements
Yukerja Summary
The Retail Jr. Underwriter role at Tugu Pratama Insurance Indonesia is curated from JobStreet (category Retail & E-commerce). Note the work location (Kebayoran Lama, Jakarta) before applying. Yukerja.com is not the employer — applications are handled on the official source site.
?In this role, you’ll serve as a critical gatekeeper of risk quality, executing the underwriting process in strict alignment with corporate policies to evaluate exposures effectively and drive the achievement of the company’s profitable growth targets.
Responsibilities:
Execute underwriting processes within designated authority limits and established procedures to ensure accurate and optimal risk assessment results.
Prepare and process portfolio data in compliance with applicable systems, procedures, and policies to achieve Retail Underwriting performance targets through prudent risk acceptance.
Execute reinsurance backup placements in compliance with applicable Terms & Conditions to optimize the utilization of allocated reinsurance capacity.
Calculate potential loss exposure based on specific policy terms and conditions within authorized limits to determine the potential liability under the policy coverage.
Compile data and supporting evidence to draft proposals for updates to underwriting policies and guidelines, ensuring alignment with changing market dynamics and business demands.
Prepare accurate and timely routine reports regarding policy placement processes and other analytical metrics to support relevant stakeholders in decision-making and strategic follow-ups.
Manage risk acceptance and verify the terms and conditions of Cooperation Agreements (PKS) or other underwriting policies in strict compliance with applicable underwriting regulations.
Compile data and supporting evidence to propose and execute program/project management initiatives aimed at driving continuous process improvements.
Manage risk acceptance and policy drafting while safeguarding the company’s subrogation rights, and provide technical insights to relevant functions to facilitate the subrogation recovery process.
Conduct socialization and knowledge-sharing sessions to enhance insurance literacy and understanding among clients, partners, the Insured, and internal stakeholders.
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Qualifications:
- Min. education of a Bachelor's degree (S1) in a relevant field of study.
- Has a minimum of four (4) years of work experience, particularly in the insurance or financial services industry.
- Preferably has at least two (2) years of experience in insurance technical.
- Preferably holds a AAAIK certification or an equivalent professional certification in the insurance field.
- Proficient in the use of computer applications to support sales activities and reporting.
- Possesses good English proficiency to support business communication and the understanding of business-related documents.
- Demonstrates strong communication, negotiation, and collaboration skills with both clients and internal stakeholders.
Job Requirement
- Age: Between 20 - 35 years old
- Education: D3 / Diploma 3 (Associate Degree), D4 / Diploma 4 (Applied Bachelor's Degree), S1 / Bachelor's Degree, S2 / Master's Degree
Job Requirement
- Age: Between 20 - 35 years old
- Education: D3 / Diploma 3 (Associate Degree), D4 / Diploma 4 (Applied Bachelor's Degree), S1 / Bachelor's Degree, S2 / Master's Degree